Baccarat odds, best payouts and ranking of hands depending on the probability of winning

Baccarat odds: what are your exact chances to win and how to increase them

Baccarat is one of the varieties of card games in a casino. This game first appeared at 19th century during the Franco-Italian War and remains popular to this day. Unlike many other card games, baccarat does not require you to have skills or learn combinations. Thanks to simple rules, you will immediately begin to play at the same level with other advanced players. This is completely a game of chance, which we will consider in this article. And first, check out the rules.

baccarat odds

Two hands participate in baccarat – a player and a dealer. Cards from 2 to 9 have a value similar to their number. Cards 10, Jack, Queen and King have a value of 0, Ace – 1. At the beginning of the round, players must bet on who wins – player, banker or tie. After the bets, the dealer draws 2 cards for himself and 2 cards for the player. The hand that scored the maximum amount of up to 9 wins. If both hands scored the same number of points, then the tie bet wins.

Hands ranking and win percentages

Baccarat is always played with the same deck – a classic deck of 52 cards without jokers. Knowing this, you can easily calculate baccarat odds for a player or banker hand. First of all, it is worth considering the house edge. House edge for the player is 1.36%, banker – 1.06%, and tie – 14.4%. Knowing these numbers, you can easily get the following result:

  1. Player hand baccarat odds – 44.62%.
  2. Banker hand odds – 45.85%.
  3. Tie odds – 9.53%.
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If you forget about the chance of a tie, since it is very small, the banker has a 51% chance of winning. There is also a subspecies of baccarat – mini baccarat. The difference between these two games is that mini baccarat is played on a smaller table and the dealer immediately draws open cards, which makes games much faster. As the Wizard of Odds explained, the odds in these two games are identical.

Although a banker has a greater chance of winning than a player, you must understand that this does not guarantee victory. The player can win 5 times in a row, and the banker – not once. These odds mean only that over a long distance of games, the banker will have a higher win rate.

Payouts in baccarat casinos

Each baccarat bet has its own fixed payout. In addition to player bets, banker bets and ties, there are still unique cases for which you will receive a lot more payout. Here is the entire list of ratios and payments in baccarat odds:

  • Player’s hand – 1: 1.
  • Banker’s hand – 1: 1.
  • Banker’s hand with 6 card – 0.5: 1.
  • Tie – 8: 1.
  • Player pair – 11: 1.
  • Banker pair – 11: 1.
  • One perfect pair – 25: 1.
  • Two perfect pairs – 200: 1.
  • Super 6 – 15: 1.

baccarat casinos

There are also many other bonus payouts. One of such payouts in the baccarat odds is the dragon bets bonus with a ratio of -1: 1 to 30: 1 for both the player and the banker. If you are lucky enough, you can get paid even more than the jackpot in slots.

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As you can see, the payouts for the player and for the banker are practically the same. The payout of a banker with card 6 is less than the payout of a player, but this is offset by the fact that the banker has higher odds.

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